EPF Planning and Optimisation
My goal; ensuring my EPF offers a secure retirement
We provide tailored strategies to optimise and manage your EPF savings.
How we can help
We understand you want to ensure your Employees Provident Fund (EPF) savings offer a secure retirement. And, after you pass, that those savings are distributed amongst your loved ones according to your wishes. However, EPF planning can be challenging; from knowing how much you ought to be contributing and capitalising on the tax breaks available, to nominating your beneficiaries and understanding how and when to draw down on your savings.
We can help.
Our approach
We listen.
We listen to understand your individual circumstances, requirements and retirement aspirations.
We harness our expertise.
We take our extensive experience optimising EPF savings and knowledge of EPF rules, regulations and the tax breaks available and apply them to your personal situation.
We deliver a personalised EPF savings and management strategy.
We provide you with a comprehensive, personalised plan to:
- Optimise your EPF; helping you maximise your voluntary and employer contributions and ensure you are taking full advantage of the tax relief available.
- Manage your EPF; offering detailed guidance on the steps and requirements for withdrawing your EPF and helping you decide which option (full, partial or staggered) would be most advantageous. We then factor this into a wider strategy to manage your savings in retirement.
We help you nominate beneficiaries.
We ensure your beneficiaries are properly nominated and compliant with EPF regulations and legal requirements.
We monitor and adapt.
We would work in partnership with you to monitor your EPF savings, with a view to adjusting our strategy when new opportunities arise.
Let us help you plan and optimise your EPF to secure your retirement
Speak to our Private Wealth ManagersBenefits of working with us
We are EPF planning and management experts.
There are different rules and regulations regarding EPF as a Permanent Resident holder in Malaysia. Our specialist strategies help you navigate complications and make the most of opportunities.
We are professional.
Our dedicated Private Wealth Managers, licensed by the Securities Commission Malaysia, have extensive knowledge and experience in managing diverse investment portfolios within the Malaysian regulatory framework.
We advise on Private Retirement Schemes (PRS).
We can source PRS investment solutions, tailored to your needs, to boost your savings.
Learn more.
We specialise in retirement planning.
Factoring your PRS, EPF and any other existing assets or investments, we can create a personalised and comprehensive financial strategy to secure your retirement.
Learn more.
we provide specialist strategies for Permanent Residents.
There are different rules and regulations regarding EPF as a Permanent Resident holder in Malaysia. Our specialist strategies help you navigate complications and make the most of opportunities.
Frequently Asked Questions
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